article

You Really Should Inventory Your Personal Property

By Bluehammer Admin

A home inventory is a smart way to safeguard your valuables, saving money and time.

What is a home inventory?

A home inventory is a list you make of your personal property found in and around your house. Each item you add includes photographs, model numbers, descriptions, purchase price and other detailed information.

Using your home inventory for insurance needs

The number one reason for having a home inventory is for insurance purposes and being prepared for a covered disaster. Having a home inventory report of your personal property speeds up the claim process saving you time and money. Knowing how much personal property you have is also key when shopping for homeowners insurance, helping ensure you pay for just the right coverage.

Using your home inventory for reference

Another use for your home inventory is for reference. For instance, say you are in the home improvement store and remember you need a new refrigerator water filter but don't know the model number of your refrigerator. Being able to see the model number of your refrigerator from your home inventory on your phone saves you another trip to the store or the possibility of buying the wrong filter.

How to use bluehammer's home inventory tool

Using bluehammer's home inventory tool is easy can be accessed from any connected device from computer to smart phone.

  • Sign up for bluehammer if you haven't alreadySigning up and claiming your home is free
  • Click on the Home Inventory toolThis will take you to the main page of your home inventory tool
  • Start in one roomStarting in one room, add items by choosing the category in the home inventory tool that they fall under. Click the + Add button next to that category and fill out the information for that item. Click save and then take or add any photos of that item on the next screen. Click save when you are finished. Repeat the process until you have documented all your personal property in that room.

Searching your home inventory

To search for an item, click the "search all items" button. To search within a category, click the magnifying glass for that category. This will bring up a screen where you can start typing the name, category or area to start filtering your results. Click on the item in the list of results to see it's details.

Running a home inventory report

If you want to run a report of your home inventory items, go to the My Home Reports tool and click on the Home Inventory Report. You get options such as viewing a summary or detailed view, viewing the photos and if you want the items sorted by area or category. You can also run your Homeowners Insurance Report which will display your home inventory total as well as other numbers to help you compare to your current homeowners insurance coverage.

Categories in the bluehammer home inventory tool

The categories in the home Inventory tool help you get an idea of the type of personal property you should be keeping a safe record on.

  • Applianceskitchen, laundry, water heater, heating and cooling
  • Clothingsuits, dresses, shoes, wedding, accessories
  • Electronicstv's, computers, receivers, tablets, phones, gaming
  • Furnituredining tables, sofas, beds, pianos, entertainment centers
  • Jewelry & Collectiblesrings, watches, art, memorabillia
  • Toolspower tools, lawn mowers, chainsaws
  • Othereverything else

Want to estimate your home improvement costs before talking with a contractor? Claim your home for free with bluehammer to estimate costs, secure your home inventory and learn more about your home.

* THIS REPORT IS AN OPINION THAT MAY BE INACCURATE AND IS PROVIDED SOLELY AS AN INFORMATIONAL TOOL NOT DESIGNED TO PROVIDE DEFINITIVE ANSWERS. ALL ELEMENTS ARE OFFERED "AS IS" AND BLUEBOOK EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES, REPRESENTATIONS, AND GUARANTEES OF ANY NATURE, EXPRESS, IMPLIED OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABLITILY, NONINFRINGEMENT, TITLE, QUIET ENJOYMENT, ACCURACY, OR FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL BLUEBOOK (OR THEIR SUPPLIERS) BE LIABLE FOR ANY GENERAL, DIRECT, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION, THOSE RESULTING FROM USE OF THE PRODUCT, INCLUDING : (1) RELIANCE ON THE MATERIALS PRESENTED, (2) COSTS OF REPLACEMENT GOODS, (3) LOSS OF USE, DATA OR PROFITS, (4) DELAYS OR BUSINESS INTERRUPTIONS, (5) AND ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION) WHETHER OR NOT BLUEBOOK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Know what you should pay for your home improvement projects with bluehammer.Claim your home. It's free!

Popular


It's Time to Clean Your Kitchen Dishwasher

Whether your dishwasher has a funky smell to it or not, a periodic cleaning should be at the top of your to-do list

Maintaining Your Hot Water Heater

Water heaters generally have a lifespan of 8-12 years, but as with anything, the better care you take of it, the longer it will last. There are several easy "set it and forget it" tips that you can use with your water heater, like keeping the thermostat at 120 degrees, and always maintain two feet of clearance around the appliance. You can also conserve money on your gas bill by setting your heater to its "vacation" setting when leaving town. This will keep the pilot light going without heating the water.

Renovating With Your Kids: Projects You Can Do Together

Renovating your home? Why not make it a family affair, getting the kids involved in projects that can make them feel included and proud of their work.

Follow These Steps Before Starting Your Kitchen Remodel

If your kitchen is looking a bit dated, consider a remodel to upgrade its efficiency and looks. Here's a quick guide to planning your kitchen update:

Replacing Your Washing Machine

With moving parts, water and dirt, washing machines perform some tough work.

Home Foundations And Why Material Matters

The typical single-family home can weigh anywhere from 80,000 to 160,000 pounds. Foundations provide a solid base for a home's weight, help to ensure the house stays level and provides a base for construction to take place. Foundations matter, and so does the material that they're made of. Here's a closer look at both, starting with materials and why they matter.

7 Model Home Ideas To Steal For Your Home

You don't have to be in the market for a new home to tour model homes. In fact, model home complexes are a great place to get a few ideas for your existing home. Whether you're looking for ideas to renovate your kitchen and want to see the most current trends, are having a hard time deciding on paint colors and want to see how others are incorporating color into the home, or are simply looking for a little inspiration, you can find it here.

Exterminating Pests: A Guide to Family-Friendly IPM Pest Warfare

Your home is a safe haven for your family, a harbor from the rough waters of life, an abode full of treasured memories and love. But sometimes it can become a home for uninvited guests of the six-legged variety. When this occurs, it's time to take action. Addressing and preventing pest infestations keeps your family healthy and staves off potential damages to your home. Here are the steps necessary to take before and after noticing signs of pests in your home.

How To Create A Great Accent Wall

Bringing color into your space doesn't require you to splash paint up everywhere. Sometimes, focusing on just one wall can have even greater impact, or at least allow you to slowly get used to the idea of color before you take the four-wall plunge.

10 Key Problems to Look Out For and Fix in Your Home

Ignore some of these signs and you may end up with major issues. We tell you which are normal and which are cause for concern

See More Articles